Terms of Use

1. Acceptance of Terms

By accessing and using ComplianceDesk (compliancedesk.co.za), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

2. About ComplianceDesk

ComplianceDesk is a free information resource providing guidance on South African tax, labour law, and business compliance. The website is owned and operated by Hindsight Consulting (Pty) Ltd.

3. Information Purpose Only

While we strive to keep information accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, or reliability of any content.

4. Tax Calculator Disclaimer

The PAYE tax calculator provided on this website:

• Provides estimates only, not exact calculations
• Is based on standard SARS tax tables and may not reflect your specific situation
• Does not account for all possible deductions, benefits, or allowances
• Should not be used for official tax filing or financial planning
• May contain errors despite our best efforts

For accurate tax calculations, consult a registered tax practitioner or use official SARS resources.

5. No Professional Relationship

Use of this website does not create any professional-client relationship between you and Hindsight Consulting (Pty) Ltd, Hindsight Online (Pty) Ltd, or any of their employees, agents, or affiliates.

6. Limitation of Liability

To the maximum extent permitted by South African law:

• We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website
• We are not responsible for any decisions made based on information provided on this website
• We are not liable for any losses, including financial losses, resulting from use of the tax calculator or any other tools
• We are not responsible for errors, omissions, or outdated information

7. Intellectual Property

All content on ComplianceDesk, including text, graphics, logos, and software, is the property of Hindsight Consulting (Pty) Ltd or its content suppliers and is protected by South African and international copyright laws.

You may view, download, and print content for personal, non-commercial use only. You may not:

• Reproduce or redistribute content without permission
• Use content for commercial purposes
• Remove copyright or proprietary notices
• Create derivative works without authorization

8. External Links

ComplianceDesk contains links to external websites, including government resources and our sister company websites. We are not responsible for the content, accuracy, or practices of these external sites.

9. Sister Companies

References to our sister companies are for informational purposes:

• SightHR (hindsight.africa) - Payroll and HR software
• Hindsight Online (hindsightonline.co.za) - Accounting services

Use of sister company services is subject to their own terms and conditions.

10. User Conduct

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the website's operation
• Use automated systems to access the website without permission
• Transmit malware or harmful code

11. Indemnification

You agree to indemnify and hold harmless Hindsight Consulting (Pty) Ltd, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these terms.

12. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Continued use of the website after changes constitutes acceptance of the modified terms.

13. Governing Law

These terms are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the South African courts.

14. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact

For questions about these terms, contact us at:
Email: legal@hindsightonline.co.za
Company: Hindsight Consulting (Pty) Ltd